All of the pensionable service you built up in the career average scheme during the remedy period (1 April 2015 – 31 March 2022) was moved to the final salary scheme when legislation took effect on 1 October 2023. This is referred to as ‘roll back’.

This means you need to make a decision on any career average flexibilities you purchased during the remedy period as these options are different in each scheme. While there are three flexibilities in the career average scheme (Additional Pension, Faster Accrual and Buy out), there’s only the option of Additional Pension in the final salary scheme.

We’ll be contacting you to ask you to make a decision on your flexibility options and how you want them adjusted during this period. For each of the flexibilities you have taken, your options will be:

• Convert to final salary Additional Pension
• Cancel the flexibility and have them repaid to you as a one-off compensation payment with interest
• Cancel the flexibility but defer compensation until you decide to take the benefits you have built up during the remedy period and make your choice between final salary and career average. If you then choose final salary, they’ll be compensated whereas if you choose career average, they’ll be reinstated unless you’re over retirement age, in which case they’ll be compensated. 

Purchasing retrospective Additional Pension

If you’re a former unprotected or tapered member, you may be eligible to retrospectively purchase final salary Additional Pension. For more information, visit our dedicated webpage.

To apply for retrospective Additional Pension please use the paper form (PDF, 361 KB) (This link opens in a new window).