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Applying for retirement

	Please note these documents were correct at the time of publication. We're currently working to update them to reflect the recent Goodwin and Transitional Protection changes.
Factsheet	Description
Download the Phased Retirement factsheet (This link opens in a new window)	Information to help you understand more about Phased Retirement and the benefits it could provides.
Breaks in service (PDF, 76 KB) (This link opens in a new window)	Information for members to help them understand how a break in service can affect calculating your final salary benefits.
Hypothetical calculations (PDF, 150 KB) (This link opens in a new window)	An explanation and examples of Hypothetical calculations for members with final salary benefits who've had a break in service. You can find a plain text version here (DOCX, 42 KB) (This link opens in a new window).
What you need to know before you retire (PDF, 87 KB) (This link opens in a new window)	Information that is useful when you are considering retirement and when you may retire.
Ill-health Retirement (PDF, 13.6 MB) (This link opens in a new window)	Useful information if you are a member who is considering Ill-health Retirement.
Serious Ill-Health Options (PDF, 137 KB) (This link opens in a new window)	Comparing the benefits provided under Serious Ill-health Commutation to Ill-health Retirement of in-service or out-of-service death grant.
Retirement lump sum (PDF, 57 KB) (This link opens in a new window)	Answers on making decisions in relation to your lump sum.
Returning to work after claiming your benefits (PDF, 70 KB) (This link opens in a new window)	Information for members who have retired but are not claiming ill-health benefit.
Retirement planning guide (PDF, 15.3 MB) (This link opens in a new window)	A guide to help you understand your pension.